Services
Porfolio Management Services
Nepal Life Capital Ltd. manages portfolio of individual as well of institution based on predetermined wealth management objectives. We develop systematic and deliberate strategies that strike a balance between liquidity, risk abatement and growth of wealth.
Portfolio Management Service is all about implementing professional investment strategy in accordance with the investment objectives of different investor class ranging from individual to institutional level.
SOLUTIONS
Providing professional investment strategy
Discretionary Portfolio
Management Service
Discretionary Portfolio is an arrangement of an investment account in which portfolio manager makes the buy-sell, investment-divestment decisions of the securities without reference to the account owner (client) for every transaction. Under this service, NLCL purchases and sells securities on the behalf of the client to meet the risk-return profile and investment objective of client within agreed limits. Discretionary account suits for those investors who wish to deploy for their investable fund in the capital market relying on professional management.
Non-Discretionary
Portfolio Management Service
Under this service, we manage the account as per the direction of the client. NLCL suggests, notifies and gives instructions to the clients before taking approval for execution. For those clients who wish to enjoy a greater degree of participation in the management of their investments, we offer the non-discretionary investment management service whereby we contact clients to advise and discuss investment matters.
Protfolio Products
Wealth Plus Portfolio
Wealth Plus portfolio has been designed to cater to the investment management needs of clients with high risk tolerance. The core aim of this product is to provide significantly higher return than the market through the creation of aggressive portfolio by exposing the investment funds to strategically calculated risks.
Target Market: Clients with high risk tolerance
Features
- No restriction on portfolio addition or withdrawal.
- Exceptionally high expected return.
- Investment in companies that have high growth potential.
- Aggressive growth based portfolio with more rebalancing.
| Category | High Yield |
| Contract Period | 3 Years |
| Lock in Period | 2 Year |
| AUM Fees | 1.5% of Portfolio |
| Hurdle Rate | 11% p.a. |
| Expected Return | 22%+ p.a. |
| Minimum Portfolio | Rs.5 Lakhs |
| Performance Fee | 15% |
| Exit Load | 1% |
NiMBLe Plus Portfolio
NiMBLe Plus portfolio management product has been designed to cater to the customized life goals of the clients. The core aim of this product is to invest according to the life goals of clients and their corresponding cash flow requirement.
Target Market: Institutions and High Net worth Individuals
Features
- Client goals and aspirations at the heart of portfolio construction strategy.
- Glide Path determination by in house financial experts based on age/goals.
- Flexibility to customize assets allocation based on risk profiling.
- High net return.
- No restriction on portfolio addition or withdrawal.
| Category | Customized |
| Contract Period | 3 Years |
| Lock in Period | 2 Year |
| AUM Fees | 1.5% of Portfolio |
| Hurdle Rate | 10% p.a. |
| Expected Return | 20%+ p.a. |
| Minimum Portfolio | Rs.15 Lakhs |
| Performance Fee | 15% |
| Exit Load | 1% |
Sambriddhi Portfolio
Sambriddhi portfolio has been specially designed for kids. The portfolio has the benefit of both insurance coverage and exceptional return of stock market investment.
Target Market: Parents
Features
- Insurance coverage worth the value of assets under management. (For eg: if a client gives us Rs.3 Lakhs to invest, then Rs.3 lakhs worth of insurance will be done for the child.)
- Return benefit of both insurance and stock market investment.
- High net return.
- Having features of systematic investment plan. (Option to add investment on a monthly/quarterly/ semi-annual basis.) .
| Category | SIP |
| Contract Period | 5 Years |
| Lock in Period | 5 Year |
| AUM Fees | 1% of Portfolio |
| Hurdle Rate | 10% p.a. |
| Expected Return | 18%+ p.a. |
| Minimum Portfolio | Rs.3 Lakhs |
| Performance Fee | 15% |
| Exit Load | 1% |
Guarantee Return Portfolio
Guarantee Return portfolio caters to the needs of investors who want a fixed return in their investment above the current fixed deposit rates. This product enables investors to achieve the benefit of stock market investment with the safety of having claim on the guarantee return.
Target Market: Clients seeking guaranteed return and safety of investment portfolio.
Features
- Guaranteed Return above the prevailing FD (Fixed Deposit) rates of commercial banks.
- Benefit of stock market investment with safety of return guarantee.
- Ability to meet future cash flow requirements with lower investment.
| Category | Guarantee Yield |
| Contract Period | 3 Years |
| Lock in Period | 3 Year |
| AUM Fees | 1.5% of Portfolio |
| Hurdle Rate | NA |
| Guaranteed Return | Average FD rates of Commercial Banks + 2% |
| Minimum Portfolio | Rs.10 Lakhs |
| Exit Load | 1% |